Home Ownership
Individuals looking to become a homeowner must ensure their credit reports from each of the three credit reporting agencies (Equifax, Experian, and TransUnion) are in sync and free of error before beginning the home buying process. Understanding money is a critical step in the home buying process. Financial literacy provides individuals with the necessary skills to assist in better planning to build/buy a home.
Home Ownership
Purchase or build with no money down
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Single Family Housing Direct Loans (Very Low-Low Income)
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Single Family Housing Guaranteed Loan (Moderate)
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Home/Rental Repair Grant Program
(Low-very low-income)
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The assistance programs found on this page is based on Virginia residents. Individuals outside of Virginia should contact their local Housing and Community Development office to see if similar programs are available in your area.